Personal Loans

Borrow with confidence from caring advisors.

It can be a challenge to determine the right type of loan for your need. And it's just as important to borrow from the right business. We promise to answer your questions honestly and recommend the solution that is best for you – another reason why we are Focused On You. Apply online today.

Debt Consolidation

Paying too much interest on credit cards or personal loans? Take control of your debt with one easy payment at a fixed rate.

  • Cash out up to $1,000 when borrowing at least $4,000
  • Terms of 36, 48, or 60 months
  • Up to 50% of consolidated debt can be current CFCU loans
  • Fixed rate as low as 7.40%1

Line of Credit

Be prepared for unexpected purchases with instant and automatic transfers.

  • Instant transfers available with online and mobile banking
  • Overdraft Protection for checking accounts with no transfer fee
  • Variable rate as low as 9.50%1

Signature Variable

Get the cash you need with a monthly payment you can afford.

  • Terms of 36, 48, or 60 months
  • Up to $75,000 for qualified borrowers
  • Variable rate as low as 9.75%1

Short-Term Fixed

When you need someone to spot you a loan, count on us to do it right.

  • Low fixed rate the same for everyone approved
  • Up to $10,000
  • Fixed rate of 8.25%2 for 12 months
  • Fixed rate of 10.25%2 for 24 months

Short-Term Signature

For that in-between time of necessary expenses and expected income, our short-term variable loan is an easy, just-right solution.

  • Terms of 30, 60, or 90 days
  • Up to $75,000 for qualified borrowers
  • Variable rate as low as 8.25%1

1. Credit subject to approval. Rates subject to change and based on credit history, so your rate may differ.

2. Credit subject to approval. Rates subject to change.