Personal Loans

Borrow with Confidence from Caring Advisors

Whether your credit score is excellent, average, or just okay, we will guide you toward the personal loan that is best for you. We strive to provide all our members access to affordable credit, which is why our popular Spot Me Loan offers a single fixed rate not tiered by credit score.

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Debt Protection with Life Plus

Quick and Simple
Easy application with coverage effective immediately.

Comfortably fits into your monthly payment.

Your safeguard against the unexpected. Protect the ones you love.

Line of Credit

Be prepared for unexpected purchases with instant and automatic transfers.

  • Instant transfers available with online and mobile banking
  • Overdraft Protection for checking accounts with no transfer fee
  • Variable rate as low as 11.75% 

Signature Loan

Get the cash you need with a monthly payment you can afford. Now with fixed rates.

  • Terms of 36, 48, or 60 months
  • Up to $75,000 for qualified borrowers
  • Fixed rate as low as 11.25% 

Spot Me Loan

When you need someone to spot you a loan, count on us to do it right.

  • Terms of 12 or 24 months
  • Up to $10,000 for qualified borrowers
  • Fixed rate of % 

Short-Term Loan

For that in-between time of necessary expenses and expected income, our short-term loan is an easy solution.

  • Terms of 30, 60, or 90 days
  • Up to $75,000 for qualified borrowers
  • Fixed rate as low as 12.50%