Credit Cards

The ultra-flexible card for every situation.

Do you have credit card fatigue? Cash back cards, retail cards, travel cards, complex introductory incentives – the choices are almost endless. We decided to provide one credit card that offers it all. You choose your rewards. And you get travel insurance. And you also get a low 1.9% introductory balance transfer rate to help you consolidate to the last new credit card you'll ever need.

Visa Platinum

The perfect card for everyday purchases and balance consolidation, plus the freedom to choose your rewards.

  • CURewards offers choice of cash back, merchandise, or travel
  • Digital wallet available with Apple Pay, Google Pay, and Samsung Pay
  • Introductory 1.90% on balance transfers for 18 billing cycles
  • No annual fee
  • No balance transfer fees
  • No penalty APR for late payments
  • Travel benefits and insurance
  • Variable rate as low as 8.65%


Sign in to to view exclusive in-store and online offers from top retailers, earn extra points, and sign up for bonus offers.

Shop. Earn. Redeem.

Pay with your Visa Platinum when shopping at more than 300 retailers within CURewards Mall and earn extra rewards points. Or simply shop in-store or online at participating retailers and get up to 50 bonus reward points per $1 spent and special offers. Points can be redeemed for cash back, gift cards, merchandise, travel, and more!


Get superior travel benefits when you pay with your Visa Platinum.

  • Auto Rental Collision Damage Insurance
  • Travel Accident Insurance up to $500,000
  • Baggage Delay Benefit $100 per day for up to 3 days
  • Trip Cancellation/Interruption up to $2,000

Introductory 1.90% rate on balance transfers for 18 billing cycles available for balances from non-CFCU issued credit cards; thereafter variable rate applies based on credit.

Please review the Visa Application Disclosure for rates/fees and the Credit Card Agreement for more information.