Service Fees

Download our Fee Schedule or Business Fee Schedule. Last updated March 1, 2020.

CHECKING ACCOUNTS

DESCRIPTION AMOUNT
Easy Checking Monthly Service Fee Free
Fresh Start Checking Monthly Service Fee Free
Premier Checking Monthly Service Fee
if age ≥ 65
$8.00 mo
Premier Checking Monthly Service Fee
if age < 65
$10.00 mo
Stop Payment Fee $35.00 ea
Check Copy $3.00 ea
Paper Statement Fee
if no Premier Checking or if age between 18-64
$3.00 mo
Bill Pay Service Fee Free
Bill Pay Inactivity Fee
if no payments in last 90 days
$3.00 mo
Check Orders
each order varies based on quantity and design
Varies

ATM & DEBIT CARDS

DESCRIPTION AMOUNT
ATM In-Network Transaction Fee Free
ATM Out-of-Network Transaction Fee
in excess of 2/month with Easy Checking and Fresh Start Checking, or in excess of 4/month with Premier Checking
$3.00 ea
ATM Balance Inquiry Fee $2.00 ea
Replacement Card Fee $5.00 ea

CREDIT CARDS

DESCRIPTION AMOUNT
Cash Advance Fee
the greater of $5.00 or 2.00% of the amount of each cash advance
2.00% ea
$5.00 min
Document/Statement Copy Fee $3.00 ea
Foreign Transaction Fee
the percent of each transaction amount originating outside the U.S.
1.00% ea
Late Payment Fee
the lesser of $25.00 or the required minimum payment if 5 or more days late
$25.00 ea
Pay-by-Phone Fee
when completed with Cardholder Services
$5.00 ea
Returned Payment Fee
the lesser of $27.00 or the required minimum payment
$27.00 ea
Replacement Card Fee $5.00 ea
Rush Replacement Card Fee
delivery estimate within 3-5 business days
$20.00 ea
Emergency Replacement Card Fee
available through Cardholder Services
$50.00 ea

BUSINESS CHECKING

DESCRIPTION AMOUNT
Includes 160 items each month as outlined below, then $0.30 each item over allotment.
ACH Credit
in excess of 20/month
$0.30 ea
ACH Debit
in excess of 20/month
$0.30 ea
Checks Received
in excess of 40/month
$0.30 ea
Deposits
in excess of 10/month
$0.30 ea
Draft Clearing
in excess of 60/month
$0.30 ea
Rolled Coin
in excess of 10/month
$0.30 ea
Cash Deposit/Withdrawal
per $100 in excess of $2,500
$0.30 ea
Monthly Service Fee
if balance falls below $1,500 and no business loan
$10.00 mo
Paper Statement Fee $3.00 mo

BUSINESS SELECT CHECKING

DESCRIPTION AMOUNT
Includes 420 items each month as outlined below, then $0.30 each item over allotment.
ACH Credit
in excess of 70/month
$0.30 ea
ACH Debit
in excess of 70/month
$0.30 ea
Checks Received
in excess of 120/month
$0.30 ea
Deposits
in excess of 20/month
$0.30 ea
Draft Clearing
in excess of 120/month
$0.30 ea
Rolled Coin
in excess of 20/month
$0.30 ea
Cash Deposit/Withdrawal
per $100 in excess of $10,000
$0.30 ea
Monthly Service Fee $20.00 mo
Paper Statement Fee Free
Earnings Credit
Annual Percentage Yield earned on account balances of $25,000 and higher – applied toward account fees
0.13%

GENERAL SERVICES

DESCRIPTION AMOUNT
Account Reconciliation or Research
1 hour minimum
$30.00 hr
Account Early Closure Fee
if closed within 6 months
$25.00 ea
Account Forced Closure Fee $25.00 ea
Cash Advance Processing Fee
percent of total advance – waived for CFCU credit cards
3.00% ea
Cashier's Check
1/month free with checking account
$5.00 ea
Coin Deposit
percent of total rolled or excessive loose coin
5.00%
Copy, Print, or Fax $3.00 pg
Escheatment Fee $100.00 ea
Foreign and other Collection Items
minimum fee plus costs incurred
$10.00 ea
Gift Card Purchase $3.00 ea
Legal Action Processing Fee
includes each levy or garnishment
$100.00 ea
Mortgage Payoff Request $30.00 ea
Negative Balance After 30 Days $15.00 ea
Notary Fee
if no checking account
$5.00 ea
Overdraft Privilege or NSF Item $35.00 ea
Returned Deposit Item $20.00 ea
Returned Mail For Incorrect Address $10.00 ea
Stop Payment Fee $35.00 ea
Signature Guarantee $20.00 ea
Verification of Deposit $30.00 ea

WIRE TRANSFERS

DESCRIPTION AMOUNT
Domestic Incoming or Outgoing $20.00 ea
Foreign Incoming $30.00 ea
Foreign Outgoing (Foreign Currency) $55.00 ea
Foreign Outgoing (US Dollars) $85.00 ea

SAFE DEPOSIT BOXES

DESCRIPTION AMOUNT
Size 3x5 Annual Fee
50% discount with Premier Checking
$40.00 yr
Size 3x10 Annual Fee
50% discount with Premier Checking
$65.00 yr
Size 5x10 Annual Fee
50% discount with Premier Checking
$75.00 yr
Size 10x10 Annual Fee
50% discount with Premier Checking
$100.00 yr
Replacement Key Per Vendor
Drilling Fee Per Vendor