Payments are paid even when your checking balance is insufficient.
- Saves time and money by preventing returned payments
- Up to $1,000 overdraft tolerance
- Up to 30 days to bring your balance positive
- $35 fee per transaction over $5 (limit 5 fees/day)
Overdraft Privilege is enabled automatically. The amount of overdraft tolerance is based on your credit score. Please contact us if you wish to opt-out of this service.
Connect a Line of Credit to your checking account for more flexibility and less cost to you.
- Credit line as low as $200
- Longer repayment options
- Automatic transfers with no transfer or overdraft fee
- Daily interest much less than overdraft fees
Courtesy Pay Opt-in
- Enables Visa debit card purchases and ATM withdrawals to be authorized using the overdraft tolerance in your checking account
- Overdraft Privilege fee based on available balance at time of posting
- Update your Courtesy Pay opt-in status in digital banking: More menu > Overdraft Protection > Courtesy Pay.