Credit Cards

Visa Platinum

Your new favorite card for everyday purchases and balance consolidation with a low rate and your choice of rewards.

Visa Platinum

CFCU Visa Platinum card


  • Earn 1 point for every $1 spent
  • 0% intro APR for 18 months on balance transfers made in first 60 days
  • APR as low as 10.90%
  • No annual fee
  • Redeem for cash back, merchandise, or travel 
  • Use with Apple Pay, Google Pay, and Samsung Pay
  • No penalty APR for late payments
  • Complimentary travel benefits and insurance

Transfer Your Balances

Transfer balances from your credit cards to a new Visa Platinum and save on interest and receive bonus points worth up to $100 cash back.

  • 0% intro APR for 18 months on balances transferred from other credit cards within 60 days of account opening.
  • 5,000 bonus points when you transfer $2,500
  • 10,000 bonus points when you transfer $5,000

How to submit your balance transfer

Log in to digital banking. Go to the More menu under your credit card and choose Balance Transfer.

You may also return a Balance Transfer Form (PDF, 173 KB) by fax or mail.

Choose Your Rewards

Earn 1 point for every $1 spent and redeem for cash back, merchandise, or travel through CURewards.

  • View exclusive in-store and online offers from top retailers, earn extra points, and sign up for bonus offers at
  • Shop in-store or online at participating retailers and get up to 50 bonus points for every $1 spent with special offers.

Protection when you travel

Complimentary travel benefits when you pay with your Visa Platinum.

  • Auto Rental Collision Damage Insurance
  • Travel Accident Insurance up to $500,000
  • Baggage Delay Benefit $100 per day for up to 3 days
  • Trip Cancellation/Interruption up to $2,000

Review the Visa Application Disclosure (PDF, 173 KB) for rates/fees and the Credit Card Agreement (PDF, 142 KB) for more information.

Existing cardholders may request a higher credit limit by submitting a credit card application online.