Credit Cards

The Card for Every Situation

Some credit cards offer one compelling feature (like a type of reward) to the detriment of others (such as fees or interest rate). Our Visa Platinum does all things well – including your choice of rewards, a competitively low rate, and no balance transfer fees.

Visa Platinum

The perfect card for everyday purchases and balance consolidation, plus the freedom to choose your rewards.

  • Balance transfer rate of 1.90% for 18 billing cycles 
  • Choice of cash back, merchandise, or travel rewards 
  • Digital wallet available with Apple Pay, Google Pay, and Samsung Pay
  • Earn 1 point for every dollar spent, plus bonus points from participating retailers or promotions
  • No annual fee
  • No balance transfer fees
  • No penalty APR for late payments
  • Travel benefits and insurance
  • Variable rate as low as 8.65%

Balance Transfer Details

Limited time offer for new Visa Platinum cardholders: Receive a low balance transfer rate of 1.90% APR for 18 billing cycles on balances transferred from non-CFCU issued credit cards. Promotional rate does not apply to new purchases. After promotional period, variable rate applies based on credit. 

Submit a Balance Transfer

Submit balance transfer requests electronically from Online Banking. After you sign in, navigate to the Visa Platinum page by going to Loans > Credit Card, then in the new window select Services > Balance Consolidation to fill out your request.

You may also return by fax or mail a balance transfer form.

Increase Credit Limit

Existing cardholders may request a higher credit limit by submitting a credit card application online. 

Choose Your Rewards

Sign in to to view exclusive in-store and online offers from top retailers, earn extra points, and sign up for bonus offers.

Shop - Earn - Redeem

Pay with your Visa Platinum when shopping at more than 300 retailers within CURewards Mall and earn extra rewards points. Or simply shop in-store or online at participating retailers and get up to 50 bonus reward points per $1 spent and special offers. Points can be redeemed for cash back, gift cards, merchandise, travel, and more!


Get superior travel benefits when you pay with your Visa Platinum.

  • Auto Rental Collision Damage Insurance
  • Travel Accident Insurance up to $500,000
  • Baggage Delay Benefit $100 per day for up to 3 days
  • Trip Cancellation/Interruption up to $2,000

Please review the Visa Application Disclosure for rates/fees and the Credit Card Agreement for more information.