Service You Need From People You Trust

It is exciting to buy or renovate a home, but the financing process can be stressful. For a better experience, get your home loan from Cornerstone. With a variety of mortgage and home equity loans available, we will recommend your best options and guide you through the process. Plus, unlike many mortgage lenders, we will never sell your mortgage. We care about your experience both before and after closing.

Home Equity Loan

Let your home equity work for you. Consolidate debts or make a big purchase with longer terms and lower rates compared to unsecured loans.

  • Borrow for 5, 10, or 15 years for fixed rate loans
  • Borrow for up to 20 years for variable rate loans
  • Borrow up to 90% loan-to-value
  • No application fee and low closing costs

Home Equity Line of Credit

Pay for education, renovate your home – whatever the situation, you'll be ready with a Home Equity Line of Credit (HELOC).

  • Access up to 90% loan-to-value
  • Instant transfers during 10-year draw period
  • No closing costs (reimbursement fee if closed within 36 months)

Download the Home Equity Early Disclosure.

Mortgage Fixed

A fixed rate mortgage provides a constant monthly payment for the life of the loan. It is the most recommended option when rates are low.

  • Fixed rate for life of loan
  • In house and secondary market financing available
  • Terms of 10, 15, 20 and 30 years

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Six Locations in Middle Tennessee

We are a local credit union that started in Nashville in 1955.

Middle Tennessee map showing six branch locations