Receive $200 in 3 Easy Steps

Open a checking account
Receive $50 right away when you open a checking account. We appreciate you!

Use your CFCU debit card
Start using your new CFCU debit card for everyday purchases in stores or online.

Get rewarded each month
Receive $50 each month when you spend at least $500 with your CFCU debit card. Offer good for three consecutive months.

Questions? Check out the $200 Promotion FAQ below.

Open Your Checking Online

Start an application or the check the status of one submitted.

Banking Made Easy

Two checking account choices. No surprises. No stress.

Easy Checking

Let's not make this complicated. There's no monthly fee when you go digital. Now that's easy.

  • ATM network with over 30,000 locations
  • Digital Banking includes Bill Pay and Remote Deposit
  • No minimum balance
  • No monthly fee with e-statement enrollment (save $3/month)
  • Overdraft Privilege available

Premier Checking

Take your checking beyond banking with an incredible value of services for only $10/month. Download the Premier Services PDF.

  • Card Patrol & Fraud Monitoring
  • Discounts on other Credit Union services
  • Extended Product Warranty
  • Free paper statements
  • Price Protection
  • Repair Reimbursement

$200 Promotion FAQ

Who qualifies for this promotion?

Anyone who opens a checking account who does not already have an established checking account with us.

I used to have a checking account, but it is closed now. Can I open a new one and qualify?

Yes. As long as you do not currently have an open/active checking account, you can open a new one and qualify for the promotion.

Can I open multiple checking accounts during this promotion?

You are welcome to open additional checking accounts under your membership; however, the promotion only applies to your first checking account.

When will I receive my debit card?

You will receive your card in the mail within 7-10 business days. You instantly qualified for your first $50 this month just by opening your new checking account. Your opportunity to earn up to an additional $150 begins the next month, so this gives you ample time to receive your new debit card.

What is the total amount I can earn during this promotion?

You can earn up to $200. The first $50 will be deposited immediately following account opening and you have the opportunity to earn $50 for three consecutive months thereafter.

How do I earn the monthly $50 reward?

Earn a $50 reward per month for the next 3 months for each month you spend $500 on your debit card. ATM and ACH transactions are excluded. If eligible, the $50 reward will be paid by the first of the next month.

If I don't spend $500 in debit card transactions one month, does that automatically disqualify me from the promotion?

Each month is calculated individually and you have the opportunity to earn up to a total of $200.

If I spend over $500 in debit card transactions one month, does the difference carry over into the following month?

The $500 debit card spending requirement resets at the start of each month.

When does this promotion end?

This is a limited time promotion. We encourage you to open your new checking account today to take advantage of this promotion.

Six Locations in Middle Tennessee

We are a local credit union that started in Nashville in 1955.

Middle Tennessee map showing six CFCU branch locations