Competitive Rates

We are a local financial co-op with a mission to provide our members with the best value possible for their lending needs.

VEHICLE LOANS

APR as low as

6.45%

PRODUCT APR
New Auto 2021-2024 
up to 60 months
6.45%
Used Auto 2019-2024 
up to 60 months
6.75%
Used Auto 2016-2018 
up to 60 months
7.49%
Used Auto 2015 & Older 
up to 48 months
9.70%
RV 2015-2024 
up to 60 months
8.75%
RV 2014 & older 
up to 75 months
12.00%

Credit subject to approval. Rates subject to change and based on credit history, so your rate may differ.

Longer terms available for qualified borrowers. Minimum loan amount and model year restrictions may apply.

Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft.

Calculate Your Payment

Calculate a monthly payment and total interest paid over loan term.

Refinance and Save

Lower Your Rate

Reduce your current rate by 2% when you refinance from another financial institution.

Pay Later

Delay your first payment up to 90 days.

Apply Online in 5 Minutes

Already applied? Check your application status.

Flexible Terms for Every Budget

We offer a wider variety of terms with fewer vehicle restrictions compared to banks.

New & Used Auto

  • Delay first payment up to 90 days
  • Lower your rate when refinancing from another bank
  • Terms up to 84 months
  • Rates as low as 6.45% APR

Recreational

  • Terms up to 84 months for ATVs and motorcycles
  • Terms up to 180 months for boats and RVs
  • Rates as low as 8.75% APR

Local Financial Co-Op Since 1955

We were founded by educators in Davidson County and now serve Middle Tennessee.

Middle Tennessee map showing six CFCU branch locations