Fantastically Low Rates

This is what we do best. As a credit union, we are a not-for-profit financial cooperative with a mission to provide our members with the best value possible for their lending needs.


APR as low as


New Auto 2021-2022
up to 60 months
Used Auto 2018-2022
up to 60 months
Used Auto 2015-2017
up to 60 months
Used Auto 2012-2014
up to 48 months
Used Auto 2011 & Older
up to 36 months
RV 2015-2022
up to 60 months
RV 2014 & older
up to 75 months

Credit subject to approval. Rates subject to change and based on credit history, so your rate may differ.

Longer terms available for qualified borrowers. Minimum loan amount and model year restrictions may apply.

Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft.

Refinance and Save

Lower Your Rate
Reduce your current rate by 2%.

Pay Later
Delay your first payment up to 90 days.

Apply Online in 5 Minutes

Start an application or the check the status of one submitted.

Flexible Terms for Every Budget

We offer a wider variety of terms with fewer vehicle restrictions compared to banks.

New & Used Auto Loans

Drive off with a low rate and monthly payment that fits your budget.

  • Delay first payment up to 90 days
  • Lower your rate when refinancing from another bank
  • Terms up to 84 months

Recreational Vehicle Loans

ATVs, boats, campers, motorcycles, motorhomes, watercraft – get the loan you need for the toy you want.

  • Terms up to 84 months for ATVs and motorcycles
  • Terms up to 180 months for boats and RVs

Calculate Your Payment

Enter the loan amount, term months, and interest rate.

Six Locations in Middle Tennessee

We are a local credit union that started in Nashville in 1955.

Middle Tennessee map showing six CFCU branch locations