Competitive Rates
We are a local financial co-op with a mission to provide our members with the best value possible for their lending needs.
Vehicle Loans
5.75%
| PRODUCT | APR |
|---|---|
| New Auto 2022-2025 60 months or less
72 months
84 months
|
5.75%
6.05%
6.95%
|
| Used Auto 2020-2025 60 months or less
72 months
84 months
|
5.80%
6.10%
7.00%
|
| Used Auto 2017-2019 60 months or less
72 months
|
6.85%
7.00%
|
| Used Auto 2016 & Older 48 months or less
60 months
|
8.20%
8.35%
|
| RV 2016-2025 60 months or less
75 months
84 months
120 months
|
8.75%
9.75%
10.00%
11.00%
|
| RV 2015 & older 60 months or less
75 months
84 months
120 months
|
12.00%
12.25%
12.50%
13.00%
|
| Secured Fixed 60 months or less
|
11.75%
|
Credit subject to approval. Rates subject to change and based on credit history, so your rate may differ.
Recreational Vehicle (RV) loans include ATVs, boats, campers, motorcycles, motorhomes, and watercraft.
Secured Fixed loans require qualifying collateral, such as appliances, furniture, golf carts, horse trailers, lawn tractors, or personal computers.
Calculate Your Payment
Calculate a monthly payment and total interest paid over loan term.
3 Reasons to Refinance
Lower Your Rate
Lower your rate by 2% when you refinance from another institution.
Skip Some Payments
Delay your next payment up to 90 days from loan closing.
Get 1% Cash Back
Get 1% cash back up to $250 when you refinance at least $15,000.
Floor rate applies. If possible, we will beat your current rate by at least 2%, but our rate will not be lower than 6.50% on model year 2020 and newer or 7.50% on model year 2019 and older.
Refinance and Save
Lower Your Rate
Reduce your current rate by 2% when you refinance from another institution.
Pay Later
Delay your first payment up to 90 days.
Apply Online in 5 Minutes
Already applied? Check your application status.
Flexible Terms for Every Budget
We offer a wider variety of terms with fewer vehicle restrictions compared to banks.
New & Used Auto
- Delay first payment up to 90 days
- Lower your rate when refinancing from another bank
- Terms up to 84 months
- Rates as low as 5.75% APR
Recreational
- Terms up to 84 months for ATVs and motorcycles
- Terms up to 180 months for boats and RVs
- Rates as low as 8.75% APR
