Download our Fee Schedule or Business Fee Schedule. Last updated February 1, 2025.
General Transactions
| Cashier's Check | $5.00 | |
| Coin Deposit to Personal Account | 5.00% | |
| Credit Card Cash Advance | 3.00% | |
| Gift Card Purchase | $3.00 | |
| Non-sufficient Funds (NSF) Item | $35.00 | |
| Overdraft Transfer Fee from Business Line of Credit | $10.00 | |
| Returned Deposit Item | $20.00 | |
| Stop Payment | $35.00 | |
| Wire Transfer - Domestic | Incoming or Outgoing | $20.00 |
| Wire Transfer - Foreign | Incoming Outgoing (not US$) Outgoing (US$) |
$30.00 $55.00 $85.00 |
General Services
| Account Reconciliation/Research | hourly/min | $30.00 |
| Account Closure Within 6 Months | $25.00 | |
| Account Forced Closure | $25.00 | |
| Check Copy | $3.00 | |
| Check Order | per design | |
| Copy, Print, or Fax | per page | $3.00 |
| Dormant Account After 36 Months | annually | $25.00 |
| Escheatment | $100.00 | |
| Foreign and Other Collection Items
- minimum fee plus costs incurred
|
$10.00 | |
| Legal Action Processing | $100.00 | |
| Medallion Stamp | $20.00 | |
| Mortgage Payoff Request | $30.00 | |
| Negative Balance After 30 Days | $15.00 | |
| Notary Service | $5.00 | |
| Returned Mail for Incorrect Address | $10.00 | |
| Safe Deposit Box Annual Fee
- 50% discount with Premier Checking
|
3x5 3x10 5x10 10x10 |
$40.00 $65.00 $75.00 $100.00 |
| Safe Deposit Box Drilling/Lost Key or Replacement Key | per vendor | |
| Verification of Deposit | $30.00 | |
Savings
| Share Savings Inactive Account
- after 18 months with month-end balance less than $100 and no other account (excluding Christmas Savings) and age is over 23
|
monthly | $5.00 |
| Share Savings Withdrawal
- after 3 per quarter, waived with Checking
|
$5.00 | |
| Christmas Savings Early Withdrawal | $5.00 | |
| IRA Withdrawal or External Transfer
- waived if age is 59 1/2 or older
|
$50.00 | |
Money Market
| Check Clearing
- after 3 per month, personal accounts only
|
$5.00 |
| Paper Statement (monthly)
- waived with Business Select or Premier Checking,
or if age is under 18 or over 64 |
$5.00 |
Personal Checking
| Overdraft Privilege (ODP) Item
- each transaction of $5 or greater, maximum of 5 per day
|
$35.00 |
| Paper Statement (monthly)
- waived with Premier Checking or if age is under 18 or over 64
|
$5.00 |
| Premier Checking (monthly)
- 20% discount if age is over 64
|
$10.00 |
| Rewards Checking (monthly)
- waived with direct deposits totaling $1500 or average daily balance of $2000
|
$7.00 |
ATM and Debit Cards
| ATM Balance Inquiry | $2.00 |
| ATM Out-of-Network Transfer or Withdrawal
- waived 2x per month, or 4x with Premier Checking
|
$3.00 |
| Foreign Transaction
- percent of transaction originating outside USA
|
1.00% |
| Replacement Debit Card | $10.00 |
Business Checking
| 160 items included per month, then $0.30 per item over allotment | ||
| ACH Credit | after 20 | $0.30 |
| ACH Debit | after 20 | $0.30 |
| Checks Received | after 40 | $0.30 |
| Deposits | after 10 | $0.30 |
| Draft Clearing | after 60 | $0.30 |
| Rolled Coin | after 10 | $0.30 |
| Cash Deposit/Withdrawal
- per $100 after $2,500
|
$0.30 | |
| Business Checking
- waived with loan or by maintaining $1500 balance
|
monthly | $10.00 |
| Paper Statement | monthly | $5.00 |
Business Select Checking
| 420 items included per month, then $0.30 per item over allotment | ||
| ACH Credit | after 70 | $0.30 |
| ACH Debit | after 70 | $0.30 |
| Checks Received | after 120 | $0.30 |
| Deposits | after 20 | $0.30 |
| Draft Clearing | after 120 | $0.30 |
| Rolled Coin | after 20 | $0.30 |
| Cash Deposit/Withdrawal
- per $100 after $10,000
|
$0.30 | |
| Business Select Checking | monthly | $20.00 |
| Earnings Credit
- balance of $25,000 or more earns fee credit at rate of 0.13% per Truth-in-Savings Disclosure - Business Shares
|
||
Credit Cards
| Balance Transfer | 3.00% |
| Cash Advance
- the greater of $10.00 or 3.00% of the amount of each cash advance
|
3.00% |
| Document/Statement Copy | $3.00 |
| Foreign Transaction
- percent of transaction originating outside USA
|
1.00% |
| Late Payment
- the lesser of $35.00 or the required minimum payment if 5 or more days late
|
$35.00 |
| Pay-by-Phone
- when completed with Cardholder Services
|
$5.00 |
| Returned Payment
- the lesser of $35.00 or the required minimum payment
|
$35.00 |
| Card Replacement | $10.00 |
| Rush Card Replacement
- delivery estimate within 3-5 business days
|
$50.00 |
| Emergency Card Replacement
- available through Cardholder Services
|
$50.00 |
Download the Visa Application Disclosure.