The Ultra-Flexible Card for Every Situation

Do you have credit card fatigue? Cash back cards, retail cards, travel cards, complex introductory incentives – the choices are almost endless. Our Visa Platinum lets you choose your rewards, offers a low rate, and has no balance transfer fee.

Visa Platinum

The perfect card for everyday purchases and balance consolidation, plus the freedom to choose your rewards.

  • Choice of cash back, merchandise, or travel rewards
  • Digital wallet available with Apple Pay, Google Pay, and Samsung Pay
  • No annual fee
  • No balance transfer fees
  • No penalty APR for late payments
  • Special rate of 1.90% on balance transfers for 18 billing cycles
  • Travel benefits and insurance
  • Variable rate as low as 8.65%

Apply Online in 5 Minutes

Start an application or the check the status of one submitted.

Balance Transfer Details

Limited time offer for new and existing Visa Platinum cardholders: Receive a low balance transfer rate of 1.90% APR for 18 billing cycles on balances transferred from non-CFCU issued credit cards. Promotional rate does not apply to new purchases. After promotional period, variable rate applies based on credit.1

Bonus points earned for the cumulative total of balance transfers made.2

  • Receive 10,000 bonus points when you transfer at least $5,000
  • Receive 5,000 bonus points when you transfer $2,500–$4,999

1. Terms and conditions apply. Subject to credit approval for new cardholders. Interest rate is variable and subject to change. Maximum APR that can apply is 18.00%. Interest accrues from date of balance transfer. All balance transfers must be completed within 60 days of account opening in order to qualify for introductory rate.

2. Rewards bonus points applicable for transfers made between 4/1/21–5/31/21.

Submit a Balance Transfer

Submit balance transfer requests electronically from Online Banking. After you sign in, navigate to the Visa Platinum page by going to Loans > Credit Card, then in the new window select Services > Balance Consolidation to fill out your request.

You may also return by fax or mail a balance transfer form.

Choose Your Rewards

Sign in to curewards.com to view exclusive in-store and online offers from top retailers, earn extra points, and sign up for bonus offers.

Shop - Earn - Redeem

Pay with your Visa Platinum when shopping at more than 300 retailers within CURewards Mall and earn extra rewards points. Or simply shop in-store or online at participating retailers and get up to 50 bonus reward points per $1 spent and special offers. Points can be redeemed for cash back, gift cards, merchandise, travel, and more!

Travel

Get superior travel benefits when you pay with your Visa Platinum.

  • Auto Rental Collision Damage Insurance
  • Travel Accident Insurance up to $500,000
  • Baggage Delay Benefit $100 per day for up to 3 days
  • Trip Cancellation/Interruption up to $2,000

Please review the Visa Application Disclosure for rates/fees and the Credit Card Agreement for more information.

Six Locations in Middle Tennessee

We are a local credit union that started in Nashville in 1955.

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