- Earn 1 point for every $1 spent
- 0% intro APR for 18 months on balance transfers made in first 60 days
- APR as low as 10.90%
- No annual fee
- Redeem for cash back, merchandise, or travel
- Use with Apple Pay, Google Pay, and Samsung Pay
- No penalty APR for late payments
- Complimentary travel benefits and insurance
Apply Online in 5 Minutes
Start an application or check the status of one submitted.
Transfer Your Balances
Transfer balances from your credit cards to save on interest and receive bonus points worth up to $100 cash back.
- 0% intro APR for 18 months on balances transferred from other credit cards within 60 days of account opening
- 5,000 bonus points when you transfer $2,500
- 10,000 bonus points when you transfer $5,000
How to submit your balance transfer
Sign in to online banking and navigate to Loans > Credit Card, then in the new window select Services > Balance Consolidation to fill out your request.
You may also return a Balance Transfer Form (PDF, 173 KB) by fax or mail.
Choose Your Rewards
Earn 1 point for every $1 spent and redeem for cash back, merchandise, or travel through CURewards.
- View exclusive in-store and online offers from top retailers, earn extra points, and sign up for bonus offers at curewards.com
- Shop in-store or online at participating retailers and get up to 50 bonus points for every $1 spent with special offers
Protection when you travel
Complimentary travel benefits when you pay with your Visa Platinum.
- Auto Rental Collision Damage Insurance
- Travel Accident Insurance up to $500,000
- Baggage Delay Benefit $100 per day for up to 3 days
- Trip Cancellation/Interruption up to $2,000
Review the Visa Application Disclosure (PDF, 173 KB) for rates/fees and the Credit Card Agreement (PDF, 142 KB) for more information.
Existing cardholders may request a higher credit limit by submitting a credit card application online.
Six Locations in Middle Tennessee
We are a local credit union that started in Nashville in 1955.