The Franklin Credit Union You Can Count On
Since 1955, Cornerstone Financial Credit Union has provided low-cost financial services to residents of Davidson County, Tennessee, and beyond. Today our membership exceeds 44,000 individuals from diverse backgrounds and occupations, with over $522 million in total assets.
With a guiding philosophy of "people helping people," we're all in this together! When you join a credit union, you become not only a member but also a co-owner. While banks and other financial institutions are owned by a select group of shareholders, credit unions are member-owned and operated for the benefit of their members. Credit unions are not-for-profit organizations because all earnings go back to members in the form of lower loan rates, higher deposit rates, and lower fees.
Our caring local financial advisors are committed to providing you with exceptional service for life. To open an account, visit us at our Franklin location or give us a call today!
Cornerstone Financial Credit Union Services
At Cornerstone Financial Credit Union, we're your one-stop shop for financial services. When you become a member, you'll enjoy features and benefits such as:
- Debit cards
- Visa Platinum credit cards with no annual fees
- Wire transfers
- Overdraft protection
- Safe deposit boxes
- Instant transfers available with online and mobile banking
- Thousands of ATMs nationwide with no withdrawal fees
- Exclusive savings and partner benefits
- Free financial counseling session from GreenPath Financial Wellness
With competitive rates and expert financial counseling, our loans help you consolidate debts and build credit. For decades, we've empowered local Franklin business owners to succeed and purchase the equipment, vehicles, or real estate they need with secured small business loans. We offer:
- Small business loans
- Balloon loans
- Land loans
- Home loans (fixed-rate mortgage and variable rate mortgage)
- Auto loans APR as low as 6.20%
- Personal loans APR as low as 11.25%
- Fixed-rate and variable rate home equity loans with no application fee, low closing cost, and APR as low as 7.63%
Enjoy peace of mind with insurance options from Cornerstone Financial Credit Union, including:
- Car insurance
- Life insurance
- Homeowners insurance
- Pet insurance
Investing & Wealth Management
Cornerstone Financial Credit Union also offers investment management services and specialized savings accounts, including:
- Kids savings accounts
- Teen savings accounts
- Business accounts
- Personal accounts
- 401k, money market, and certificates
Financial health and financial literacy have been dear to us since day one. Franklin residents deserve to fully understand the investment options available to them.
When you partner with Cornerstone Financial Credit Union, you can develop a stock portfolio curated by your own financial advisor! With our investment management options — including annuities, mutual funds, IRAs, and other financial strategies — you'll receive personalized service and advice. Our plans are designed to evolve and adapt, so if your goals change, we make sure your investment portfolio changes accordingly.
Franklin Credit Union Membership Eligibility
By law, membership to all credit unions is limited by location or association with companies or institutions. You are eligible to become a member of one of our six branch locations throughout Middle Tennessee if:
- You live or work in Antioch, Dickson, Franklin, Goodlettsville, Murfreesboro, or Nashville
- You are related to a current Cornerstone member
- You are an employee of a Select Employer Group (SEG) (this includes many schools, hospitals, and Middle Tennessee businesses)
Not sure if you’re eligible? Contact us to discuss eligibility questions.
Go Beyond Banking with Cornerstone Financial Credit Union in Franklin
Whether you want to plan for early retirement, get a small business loan, raise your credit score, instill good financial habits in your children, or save up for a dream vacation, we can help!
For simple, budget-friendly financial solutions that put your mind at ease and your goals within reach, trust Cornerstone Financial Credit Union.
Contact us and start building your financial future today.