October 16th, 2019

Stories Tagged With: Cornerstone Financial Credit Union

Build foundation of fiscal awareness.

The most important thing I could do during college to start well financially after graduating is to build a strong foundation in fiscal awareness. A major cause of debt for many post-college students is student loans. It is an obstacle that students face because they are given the illusion that...

Be aware of consequences of consumer debt.

The single most important thing a college student can do is to have a solid knowledge of the basic financial terms and definitions. There are many resources available for students – they can read financial books, personal finance websites, and talk to counselors, parents, and banks. The most trivial and...

Develop good financial habits.

Above all else, the most important way a college student can help oneself start off his or her life after college with a good financial footing is to start accumulating good monetary habits. My habits will define me for the rest of my life, so it is very important to...

Goal without plan is just a wish.

Benjamin Franklin wisely said, “By failing to prepare, you are preparing to fail,” and Antoine de Saint-Exupéry said, “A goal without a plan is just a wish.” These phrases hold true in many areas, especially finances and college. Having a financial plan before I step onto a college campus is...

Networking, hard work and focus on success.

In my journey through the engineering program at the University of Alabama, I intend to make as many connections as I can through personal, academic or business related bonds. Because networking is an important and influential aspect to peoples’ daily lives, having connections with a variety of people is essential...

Graduating with a degree of financial security.

It’s been said that money can’t buy happiness, but it can certainly help win security and satisfaction. In this day and age, the world revolves around money, and you need it to gain your desires, satisfy your needs, and guarantee a secure lifestyle. Attending college is a huge step where...

Understanding home equity loans

A home equity loan, sometimes called a second mortgage, allows you to borrow money at a very competitive rate using your home as collateral. Your available equity is based on the appraised value of your home less the amount you currently owe on your first mortgage. There’s an added benefit...

Reducing debt takes willpower.

Google the phrase “getting out of debt” and you’ll get more than 257 million hits.  That isn’t the least bit surprising given the fact that almost every one of us has had to find ways to change our spending habits over the last several years.   You’ll find tips for reducing...

A teen’s first checking account.

Is your teenager getting a first job this summer?  Or maybe he or she just received graduation gifts of money or has an allowance.  One of the best ways to help teens learn to manage their money is by opening a checking account for them.  We all know from our...

Tips for raising a saver.

This great article from Forbes provides some excellent tips for getting your children off on the right foot with savings – and then keeping them on track all the way through their teens.   Starting as early as age 3 with pennies in a jar and advancing through understanding “not having...

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