October 16th, 2019

Stories Tagged With: Cornerstone Financial Credit Union

Discipline is key.

Graduating college with as little financial debt as possible is ideal. Achieving this, however, is not a small feat. It requires a great deal of discipline and hard work, but it is obtainable. Students can indeed take action to insure their financial status after graduation. The first thing a student...

Create a realistic budget.

The most important thing I can do to ensure that I start off on the right foot financially is to create a realistic budget and stick to it.  Being aware of all of the costs associated with college is the first part. Since I began high school, I have been...

Quality education is an investment.

The impact of decisions made in college can either weigh a student down financially or position him/her for success before even entering the workforce. With the high cost of college, it is becoming more common for students to find themselves buried in debt. Therefore, one of the most important things...

A savings discipline is essential.

In order to ensure that I start off on the right foot financially after graduation, I must constantly remind myself that saving is the key ingredient in being financially stable. No matter how hard it may be to save part of a paycheck from a part-time job, or even little...

Separate wants from needs.

With college expenses accumulating and newly discovered financial freedom, many college students find it difficult to adequately manage their money. According to the Consumer Finance Protection Bureau, there is roughly one trillion dollars in total outstanding student loan debt in the United States today. Unfortunately, students find balancing monthly loan...

Smart spending is key.

The most important thing that a student can do while they are enrolled in college is to budget their money wisely, and to not splurge on items that they do not need. This would allow a student to have more money to use after they graduate so that they would...

Spend wisely.

While in college I believe that it is extremely important to spend your money wisely. Most people in college do not spend their money wisely. Since they are finally independent and can make their own choices, they do not always choose wisely. It is important to choose the dorms that...

Minimize debt during college.

I believe that the most important thing I can do to get off on the right-foot financially after graduation is to graduate with the least amount of debt as possible. I plan to apply for as many scholarships as I can and to work part-time throughout college. It is imperative...

Avoid unnecessary spending; build emergency fund.

Over the past few years many adults have given me financial advice for the future. I often hear that I am to avoid acquiring student loans or that I should use a debit card instead of a credit card.  I appreciate this advice, but I do not feel like avoiding...

Minimize student loans with GPA, part-time work.

With the hefty expenses of college, it seems nearly impossible to be debt free after graduating. There are several things that need to be factored in. To make sure I start off on the right foot financially after I graduate college, I will need to do several things that I...

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