November 22nd, 2017

Stories Tagged With: budgeting

Spend less than you earn.

Duh, you say? Well if it was that easy, nobody would be in debt, right? So the philosophy is simple but the execution simply isn’t, at least for most people.  One of the first steps most any financial counselor would recommend is developing a budget that shows how much your...

Tips for trimming expenses

One of the reasons we don’t like to put a budget on paper is because we’re afraid to learn the truth about our spending habits.  In theory, a budget is extremely simple:  less should be going out than is coming in.  In many situations, the more controllable part of the...

Learn from mistakes at 20 for payoff at 30

It is widely accepted that a strong education is a cornerstone of a person’s personal success. What is even more important than where one goes to college or one’s major is how that person utilizes the tools of his or her education. Mark Twain once said something to the effect...

Saving now will save you later

The most important thing I can do while in college to start off on the right foot financially is to obtain a part time job and learn how to budget and truly master how to save as much of my paycheck as I can. I have personally grown up in...

Part-time job will offset college expenses

I can ensure that I start off on the right foot financially when I graduate by working a part-time job while attending school. With a part-time job, I will be able to offset the cost of other expenses without increasing the need of student loans. Another benefit from a part-time...

Budget in college helps plan for future

I believe if I start my college career out with a budget I will be set for success. Not only will the budget help me manage my money throughout college, it will help me plan for my future as well. Growing up my parents always worked off of a budget....

Scholarships, part-time job, budget are keys

It is very important to apply for scholarships so that I do not graduate with debt.  Also, while I am in college saving will be very important. It would be good to keep a part time job while I am in school and save part of my check, each payday,...

Maintain a practical budget

When students enter college, they are often overwhelmed by the freedom they receive. For the first time in their life, they get to make their own decisions. At this point in life, everything that a student has been taught will be put to the test. This can be either a...

Distinguish needs from wants

Starting off on the right foot financially upon graduation is of great importance.  I have been taught key money management principals at a very young age. I was introduced to money management at the age 4.  I remember having a bank that was divided into three sections, tithes, savings and...

Take personal finance classes

College is an important decision, not only academically but also financially. With the recent state of America’s economy, taking precaution is vital in making significant financial decisions, such as paying for a college education. Financial security should not begin after graduation but during one’s attendance, and the most important thing...

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