Overdraft Privilege

We keep you going when money is tight.

Overdraft Privilege is a checking account service that pays transactions when the account balance is insufficient. Overdrafts are usually unintentional – a result of oversight or unfortunate timing. Overdraft Privilege can help you save time, money, and even an embarrassing situation. Without it, transactions are declined or returned unpaid, resulting in additional fees from the payee.

Overdraft Privilege

Finances can be stressful. Give yourself breathing room and peace of mind with Overdraft Privilege.

  • Up to $1,000 overdraft tolerance
  • Up to 30 days to bring your balance positive
  • One-time $35 fee per transaction
  • Available with debit cards at ATMs, point-of-sale, and online

Covered Transactions

Checks, automatic bill payments, and electronic payments using your checking account number are included with our standard Overdraft Privilege policy, but everyday debit card transactions require opt-in.

Debit Card Opt-In

If you would like to opt-in your debit card to work with Overdraft Privilege, please submit your request below after reviewing our Overdraft Privilege Disclosure.

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