Deposit Rates

Grow Your Savings

From our SuperSavers Club for the youngest saver to Certificates and IRA Savings for those planning ahead, Cornerstone can help you reach your savings goals.

Certificate Promotion

  • Earn 4.00% APY on a 14-month certificate with $10,000 minimum deposit
  • Dividends paid at maturity
  • Funds not already on deposit with Cornerstone

Rates effective as of today.

CERTIFICATES

APY as high as

4.00%

PRODUCT APY
14-Month Certificate Promo  
$10,000 minimum
4.00 %
19-Month Certificate Promo
$10,000 minimum
2.50%
22-Month Certificate Promo
$10,000 minimum
3.65%
3-Month Certificate
$500 minimum
0.45%
6-Month Certificate
$500 minimum
1.15%
12-Month Certificate
$500 minimum
2.01%
18-Month Certificate
$500 minimum
2.12%
24-Month Certificate
$500 minimum
2.17%
36-Month Certificate
$500 minimum
2.53%
48-Month Certificate
$500 minimum
2.63%

APY = Annual Percentage Yield. Rates subject to change.

Compound frequency based on certificate term: at maturity if less than 12 months; semiannually if 12 months or longer. Early withdrawal penalty may apply. Penalty amount based on certificate term: 90 days dividends if 12 months or less; 180 days dividends if longer than 12 months.

Promotional certificates compound at maturity and require money not already on deposit at Cornerstone Financial Credit Union.

IRA Certificates available at same terms and rates. Not available for business accounts.

MONEY MARKET

APY as high as

0.90%

PRODUCT APY
Money Market
$1,000 - $9,999
0.40%
Money Market
$10,000 - $24,999
0.50%
Money Market
$25,000 - $49,999
0.70%
Money Market
$50,000 - $99,999
0.80%
Money Market
$100,000 - $249,999
0.85%
Money Market
$250,000 & higher
0.90%

APY = Annual Percentage Yield. Rates subject to change. Money Market compounds monthly.

SAVINGS

APY as high as

0.10%

PRODUCT APY
Share Savings
$50 ADB to earn
0.10%
Special Savings
$50 ADB to earn
0.10%
Christmas Savings
$50 ADB to earn
0.10%
SuperSavers
$50 ADB to earn
0.10%
IRA Savings
$100 ADB to earn
0.10%

APY = Annual Percentage Yield. Rates subject to change. Average daily balance (ADB) required to earn dividends. Savings accounts compound quarterly.

BUSINESS DEPOSITS

APY as high as

2.01%

PRODUCT APY
Savings
$50 ADB to earn
0.10%
Money Market
$10,000 - $49,999
0.50%
Money Market
$50,000 - $99,999
0.80%
Money Market
$100,000 - $249,999
0.85%
Money Market
$250,000 & higher
0.90%
6-Month Certificate
$25,000 minimum
1.15%
12-Month Certificate
$25,000 minimum
2.01%

APY = Annual Percentage Yield. Rates subject to change. Minimum average daily balance (ADB) required to earn dividends. Savings accounts compound quarterly. Money Market compounds monthly.

Certificates compound at maturity. Early withdrawal penalty may apply. Penalty amount is 90 days dividends.