Exclusive Rates for Our Members
We are currently offering historically low rates on loans to our members. This means deposit rates are also lower than some previous economic cycles. One thing stands the test of time: Cornerstone is focused on our members' financial needs and well-being. After all, when you are a member, you are a co-owner.
CERTIFICATES
3.00%
| PRODUCT | APY |
|---|---|
| 14-Month Certificate Promo
$10,000 minimum
|
3.00% |
| 19-Month Certificate Promo
$10,000 minimum
|
2.00% |
| 3-Month Certificate $500 minimum
|
0.20% |
| 6-Month Certificate $500 minimum
|
0.50% |
| 12-Month Certificate $500 minimum
|
0.60% |
| 18-Month Certificate $500 minimum
|
0.65% |
| 24-Month Certificate $500 minimum
|
0.70% |
| 36-Month Certificate $500 minimum
|
0.75% |
| 48-Month Certificate $500 minimum
|
0.80% |
APY = Annual Percentage Yield. Rates subject to change.
Compound frequency based on certificate term: at maturity if less than 12 months; semiannually if 12 months or longer. Early withdrawal penalty may apply. Penalty amount based on certificate term: 90 days dividends if 12 months or less; 180 days dividends if longer than 12 months.
Promotional certificates compound at maturity and require money not already on deposit at Cornerstone Financial Credit Union.
IRA Certificates available at same terms and rates. Not available for business accounts.
MONEY MARKET
0.30%
| PRODUCT | APY |
|---|---|
| Money Market
$1,000 - $9,999
|
0.20% |
| Money Market
$10,000 - $24,999
|
0.20% |
| Money Market
$25,000 - $49,999
|
0.20% |
| Money Market
$50,000 - $99,999
|
0.25% |
| Money Market
$100,000 - $249,999
|
0.25% |
| Money Market
$250,000 & higher
|
0.30% |
APY = Annual Percentage Yield. Rates subject to change. Money Market compounds monthly.
SAVINGS
0.10%
| PRODUCT | APY |
|---|---|
| Share Savings $50 ADB to earn
|
0.10% |
| Special Savings $50 ADB to earn
|
0.10% |
| Christmas Savings $50 ADB to earn
|
0.10% |
| SuperSavers $50 ADB to earn
|
0.10% |
| IRA Savings $100 ADB to earn
|
0.10% |
APY = Annual Percentage Yield. Rates subject to change. Average daily balance (ADB) required to earn dividends. Savings accounts compound quarterly.
BUSINESS DEPOSITS
0.20%
| PRODUCT | APY |
|---|---|
| Savings $50 ADB to earn
|
0.10% |
| Money Market $10,000 - $49,999
|
0.20% |
| Money Market $50,000 - $99,999
|
0.25% |
| Money Market $100,000 - $249,999
|
0.25% |
| Money Market $250,000 & higher
|
0.30% |
| 6-Month Certificate
$25,000 minimum
|
0.50% |
| 12-Month Certificate
$25,000 minimum
|
0.60% |
APY = Annual Percentage Yield. Rates subject to change. Minimum average daily balance (ADB) required to earn dividends. Savings accounts compound quarterly. Money Market compounds monthly.
Certificates compound at maturity. Early withdrawal penalty may apply. Penalty amount is 90 days dividends.