Financial Fitness Tip: Budgeting
Build an “emergency” fund sufficient to cover 3 – 6 months of your household’s living expenses. Learn more about budgeting here.
Financial Fitness Tip: Credit Reports
Know what your credit report means and says about your financial fitness. Find out how to get your free credit report here.
Financial Fitness Tip: Saving for Retirement
Take advantage of employer-sponsored 401(k) or traditional IRA accounts to maximize retirement savings. Learn more about why a 401k is a smart retirement savings option here.
Financial Fitness Tip: Buying an Auto
Increase your bargaining power by getting pre-approved for a loan before you go shopping for a new car. Get more tips auto shopping tips here.
Financial Fitness Tip: Refinancing a Mortgage
Find out if you could save by refinancing your mortgage while rates are at low. Learn more here.
Financial Fitness Tip: Using Credit Wisely
No more than 15% of your take-home income should be committed to unsecured (e.g., credit card) debt payments each month. Learn more about credit here.
Financial Fitness Tip: Avoiding Identify Theft
Do not have your Social Security and driver’s license numbers printed on your checks. Get more tips to avoid identity theft here.
Financial Fitness Tip: Estate Planning
Protect your family and secure your peace of mind by having a properly drawn Will. Start your estate planning by developing a personal financial directory. Learn more here.