Savings & Certificates

Start saving and feel secure in your financial future.

From our Adventure in Savings for the youngest saver to Certificates and IRA Savings for those planning ahead, Cornerstone can help you reach your savings goals.

Certificates

Put your savings to work. Certificates let you earn more dividends with no risk.

  • Annual Percentage Yield (APY) as high as 0.55%
  • Best rate compared to savings and money market accounts
  • Terms from 3 to 48 months

Money Market

Build up your cash stockpile or emergency fund with an account that grows with your balance.

  • Dividends earned and compounded monthly on balances of $1,000 and higher
  • Limited check writing available (3/month)
  • No minimum balance
  • Rate increases as balance grows

Share Savings

This savings account is one you just have to get – literally. It's included with every Credit Union membership.

  • Eligible for direct deposits
  • Minimum balance of $25
  • Overdraft Protection for checking accounts

Special Savings

Open one or many to help plan, organize, and separate your savings.

  • Establish unique names and goals in online banking
  • No minimum balance
  • Up to 10 per membership

Christmas Savings

Holiday shopping should be about giving, not owing. Plan ahead to prevent New Year's bills.

  • Automatically transferred to your savings or checking on October 31
  • Minimum balance of $25

Adventure Savings

Open a savings account for your child under age 12 with the opportunity to earn rewards.

  • Earn rewards for achieving savings goals of $250, $500, and $1,000
  • Free Family Night to Adventure Science Center each April
  • Minimum balance of $25

IRA Savings

Whether it's your first IRA or you need to rollover a 401k from a previous employer, our IRA savings account provides tax benefits and guaranteed dividends.

  • No minimum balance
  • Penalty-free withdrawals starting at age 59 1/2
  • Tax-deductible contributions