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April 4th, 2020

Buying a Home

Is it time to refinance your mortgage?

If you are a homeowner, your home is likely one of your biggest investments and your mortgage, one of your largest monthly expenses. If you happen to stay in your home until your mortgage is paid off, the total amount you’ll pay over the life of the loan – including... Continue Reading >

10 Home Buying Tips

CNN Money offers up some great tips for anyone considering the purchase of a new home and here they are: Don’t buy if you can’t stay put – at least for a few years. Shore up your credit – and start by reviewing your credit report. Buy something you can... Continue Reading >

Buy or Rent?

To buy or rent, that is the first question. If you are currently renting a home or apartment, you may be considering whether or not it would be advantageous to buy. Though the economy has changed dramatically in the last several years, many people still consider owning a home part... Continue Reading >

The True Costs of Home Ownership

What does it really cost to own a home? The monthly mortgage payment is only the beginning.  Additional costs, estimated by some to be as much as another 45% of that mortgage payment, may be involved.  These include property taxes, private mortgage insurance, homeowner’s insurance, homeowner’s association dues, and maintenance costs.  It... Continue Reading >

Can I afford to buy a home?

One of the most important questions that will need to be answered before taking the leap to home ownership is whether or not you can afford to buy, and if so, how much you can afford. In an article by Freddic Mac, a ballpark estimate of what you might be... Continue Reading >