Mortgages
Get your home loan from Cornerstone.
Buying a home is easier with a mortgage loan from Cornerstone. Plus, our line of credit products allow you to access the equity in your home for major purchases. With great rates and a variety of loan products you’ll find the mortgage loan you need at Cornerstone.
| Picture yourself with… | Buy it with… | Applying is a snap. |
| A new home A second home |
Fixed rate loan Balloon loan Adjustable rate loan |
Call 615-385-6898 Visit our mortgage dept |
| A lower mortgage payment | Fixed rate loan Balloon loan Adjustable rate loan |
Call 615-385-6898 Visit our mortgage dept |
| A debt consolidation loan Home improvements A major home appliance A well-deserved vacation |
Home equity line of credit Home equity loan Rate information |
Call 615-385-6898 Visit our mortgage dept Apply Online |
| Purchasing a tract of land A lower land payment |
Adjustable land loan | Call 615-385-6898 Visit our mortgage dept |
| Product | Features | Applying is a snap. |
| Fixed rate loan | Terms of 5, 10, 15, 20 and 30 years* Fixed rate for life of loan Consistent payment schedule |
Call 615-385-6898 Visit our mortgage dept |
| Balloon loan | Terms of 7 and 10 years Payments up to 30 years |
Call 615-385-6898 Visit our mortgage dept |
| Adjustable rate loan | Terms up to 30 years Rate adjusts annually 2% maximum annual cap 6% maximum lifetime cap |
Call 615-385-6898 Visit our mortgage dept |
| Home equity loan | Choose fixed or variable rate loans Borrow for 5, 7 or 10 years for fixed rate loans Borrow for up to 20 years for variable rate loans Borrow up to 85% of the available equity in your home No application fee and low closing costs No prepayment penalties |
Call 615-385-6898 Visit a branch Rate Information |
| Adjustable rate land loan | Terms up to 20 yrs Minimum loan amount of $30,000 for 10+ yrs Rate adjusts annually 2% maximum annual cap 6% maximum lifetime cap |
Call 615-385-6898 Visit a branch Visit our mortgage dept |
HELOC Applications
If you are interested in a Home Equity Line of Credit (HELOC), please download an application packet.
Shelterline Application Packet
Shelterline Plus Application Packet
*Includes loan terms sold to secondary market.
Cornerstone Financial Credit Union’s Institution Mortgage Licensing Identification Number is 619380. Click here for individual mortgage loan originator ID numbers.
BORROW
