March 29th, 2017

Savings & Certificates

Savings

Save for college, retirement, or a rainy day.

From an Adventures in Savings account for the youngest saver to Certificates and IRA accounts, Cornerstone can help you reach your savings goals.

Limited Time Offer: 1.10% APY* on our 12-Month Certificate!

Take advantage of our current 12-Month Certificate rate special of 1.10% APY* on new money deposits of $10,000 or more.  Available for a limited time only! To see our additional Certificate rates, click here and select Certificate Accounts.

 

 

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Savings for a special purchase. Special Savings Account
Christmas Savings Account
Call 615-385-6866
Visit a branch
A savings account that rewards young savers under 12 with prizes for reaching savings goals. Adventure Savings Account Call 615-385-6866
Visit a branch
Investments for a set period of time with no risk of losing principal. Certificate Accounts
Rate Information
Call 615-385-6866
Visit a branch
Investment-type dividend rates with access to funds. Money Market Account
Rate Information
Call 615-385-6866
Visit a branch
Features Special Savings Christmas Savings Adventure Savings Certificates Money Market Account
Minimum Deposit $25 None $25 $500 $1000
Monthly Withdrawals Unlimited* Early withdrawal restrictions apply Unlimited* Early withdrawal restrictions apply 6 (up to 3 by check)
Dividends On average daily balances of $50 or more On average daily balances of $50 or more On average daily balances of $50 or more Fixed rate compounded at the end of the term or semi-annually Calculated on daily balances of $1000 or more, credited and compounded monthly
Deposits Direct deposit, In person, by phone, and online.
Apply Call 615-385-6866
Visit a branch

*APY= Annual Percentage Yield. Effective as of 1/27/2017 for a limited time. $10,000 minimum balance required. Penalty for early withdrawal.

All savings account withdrawals are subject to Regulation D limitations.

Federal Regulation D places limitations on the number of electronic withdrawals and automatic transfers which may be made per month from a demand savings account. Account owners are permitted up to six TOTAL of any combination of savings withdrawal transactions within a calendar month. Transactions subject to Regulation D limitations include the following:

  • Transactions through Internet PC Banking
  • Transactions made over the phone
  • Pre-authorized or automatic withdrawals
  • Overdraft transfers from a savings account
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