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May 24th, 2020

Fees

Download our Fee Schedule or Business Fee Schedule. Last updated March 1, 2020.

SAVINGS ACCOUNTS
DESCRIPTION AMOUNT
Savings Withdrawal FeeIn excess of 3 per quarter if no checking account. $5.00 ea
Share Savings Inactive Account FeeAfter 18 months if balance is less than $100 at month-end and no other credit union account (excluding Christmas Savings). Waived for members if age is less than 24. $5.00 mo
Money Market Check FeeIn excess of 3 per month. $5.00 ea
Money Market Paper Statement FeeIf no Premier Checking and age is between 18-64. $3.00 mo
Christmas Savings Early Withdrawal Fee $5.00 ea
IRA Withdrawal or External TransferIf age is less than 59 1/2. $50.00 ea
CHECKING ACCOUNTS
DESCRIPTION AMOUNT
Easy Checking Monthly Service Fee Free
Fresh Start Checking Monthly Service Fee Free
Premier Checking Monthly Service FeeIf age is 65 or older. $8.00 mo
Premier Checking Monthly Service FeeIf age is less than 65. $10.00 mo
Stop Payment Fee $35.00 ea
Check Copy $3.00 ea
Paper Statement FeeIf no Premier Checking and age is between 18-64. $3.00 mo
Bill Pay Service Fee Free
Bill Pay Inactivity FeeIf no payments in last 3 months. $3.00 mo
Check OrdersEach order varies based on quantity and design. Varies
ATM & DEBIT CARDS
DESCRIPTION AMOUNT
ATM In-Network Transaction Fee Free
ATM Out-of-Network Transaction FeeIn excess of 2 per month with Easy Checking and Fresh Start Checking, or in excess of 4 per month with Premier Checking. $3.00 ea
ATM Balance Inquiry Fee $2.00 ea
Replacement Card Fee $5.00 ea
BUSINESS CHECKING
DESCRIPTION AMOUNT
160 items included per month, then $0.30 per item as listed below.
ACH CreditIn excess of 20 per month. $0.30 ea
ACH DebitIn excess of 20 per month. $0.30 ea
Checks ReceivedIn excess of 40 per month. $0.30 ea
DepositsIn excess of 10 per month. $0.30 ea
Draft ClearingIn excess of 60 per month. $0.30 ea
Rolled CoinIn excess of 10 per month. $0.30 ea
Cash Deposit/WithdrawalPer $100 in excess of $2,500. $0.30 ea
Monthly Service FeeIf balance falls below $1,500 and no business loan. $10.00 mo
Paper Statement Fee $3.00 mo
BUSINESS SELECT CHECKING
DESCRIPTION AMOUNT
420 items included per month, then $0.30 per item as listed below.
ACH CreditIn excess of 70 per month. $0.30 ea
ACH DebitIn excess of 70 per month. $0.30 ea
Checks ReceivedIn excess of 120 per month. $0.30 ea
DepositsIn excess of 20 per month. $0.30 ea
Draft ClearingIn excess of 120 per month. $0.30 ea
Rolled CoinIn excess of 20 per month. $0.30 ea
Cash Deposit/WithdrawalPer $100 in excess of $10,000. $0.30 ea
Monthly Service Fee $20.00 mo
Paper Statement Fee Free
Earnings CreditAnnual Percentage Yield earned on account balances of $25,000 and higher. Applied toward account fees. 0.13%
GENERAL SERVICES
DESCRIPTION AMOUNT
Account Reconciliation or ResearchEach hour with 1 hour minimum. $30.00 hr
Account Early Closure FeeIf closed within 6 months. $25.00 ea
Account Forced Closure Fee $25.00 ea
Cash Advance FeePercent of total advance. Waived for CFCU credit cards. 3.00%
Cashier’s CheckOne per month free with checking account. $5.00 ea
Coin DepositPercent of total rolled or excessive loose coin. 5.00%
Copy, Print, or Fax $3.00 pg
Escheatment Fee $100.00 ea
Foreign and other Collection ItemsMinimum fee plus costs incurred. $10.00 ea
Gift Card Purchase $3.00 ea
Legal Action Processing FeeIncludes each Levy or Garnishment. $100.00 ea
Mortgage Payoff Request $30.00 ea
Negative Balance After 30 Days $15.00 ea
Notary FeeIf no checking account. $5.00 ea
Overdraft Privilege or NSF Item $35.00 ea
Returned Deposit Item $20.00 ea
Returned Mail For Incorrect Address $10.00 ea
Stop Payment Fee $35.00 ea
Signature Guarantee $20.00 ea
Verification of Deposit $30.00 ea
WIRE TRANSFERS
DESCRIPTION AMOUNT
Domestic Incoming or Outgoing $20.00 ea
Foreign Incoming $30.00 ea
Foreign Outgoing (Foreign Currency) $55.00 ea
Foreign Outgoing (US Dollars) $85.00 ea
SAFE DEPOSIT BOXES
DESCRIPTION AMOUNT
Size 3×5 Annual FeeDiscount 50% with Premier Checking. $40.00 yr
Size 3×10 Annual FeeDiscount 50% with Premier Checking. $65.00 yr
Size 5×10 Annual FeeDiscount 50% with Premier Checking. $75.00 yr
Size 10×10 Annual FeeDiscount 50% with Premier Checking. $100.00 yr
Replacement Key Per Vendor
Drilling Fee Per Vendor

Please call us at 615-385-6866 if you have any questions regarding the Fee Schedule.


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