May 23rd, 2017

Fees

Fee Type Amount
Withdrawal Fee $5.00 / withdrawal
in excess of three (3) per quarter if no easyChecking or Premier Checking account
Savings Inactive Account Fee $5.00 / month
if balance is less than $100.00 at end of month and no other credit union account (excluding Christmas Savings account). Waived for members under age 24.
Fee Type Amount
Check Fee $5.00 / check
withdrawal after three (3) per month.
Paper Statement Fee Free
with Premier Checking, or if under 18 or 65 or older
Paper Statement Fee $3.00 / month
without Premier Checking and age is between 18 and 64
Fee Type Amount
Early IRA Withdrawal/Closure Fee $25.00 / withdrawal
when under age 59 1/2 and receive the money directly or transfer to a non-CFCU IRA.
Fee Type Amount
Monthly Service Fee $10.00 / month
Monthly Service Fee $8.00 / month
if age 65 or older
Electronic Bill Pay Fee NONE
Fee Type Amount
Monthly Service Fee NONE
Electronic Bill Pay Fee NONE
Account Type Amount
Business Checking Fees 160 Free items per month, then $.30 per item as listed below.
Monthly Service Charge $10 if balance falls below $1,500 or no business loan
Statement Fee Free Online/$3 Paper
ACH Credit Charge Fee $.30 per credit in excess of 20 per month
ACH Debit Charge Fee $.30 per debit in excess of 20 per month
Checks Received Fee $.30 per check in excess of 40 per month
Deposit Charge Fee $.30 per deposit in excess of 10 per month
Draft Clearing Fee $.30 per draft in excess of 60 per month
Rolled Coin Fee $.30 per roll in excess of 10 per month
Cash Deposit/Withdrawn Fee $.30 per $100, no charge for the first $2,500
Check Printing Prices may vary
Business Select Checking Fees 420 Free items per month, then $.30 per item as listed below.
Statement Fee Free Online/Free Paper
ACH Credit Charge Fee $.30 per credit in excess of 70 per month
ACH Debit Charge Fee $.30 per debit in excess of 70 per month
Checks Received Fee $.30 per check in excess of 120 per month
Deposit Charge Fee $.30 per deposit in excess of 20 per month
Draft Clearing Fee $.30 per draft in excess of 120 per month
Rolled Coin Fee $.30 per roll in excess of 20 per month
Monthly Service Fee $20.00 (Maintenance Charge)
Cash Deposit/Withdrawn Fee $.30 per $100, no charge for the first $10,000
Check Printing Prices may vary
Earnings Credit Credit applied towards fees, see business rate schedule
Fee Type Amount
Account Early Withdrawal Fee $5.00 / withdrawal

 

Fee Type Amount
Overdraft Privilege Fee $35.00 / item
NSF Fee $35.00 / item
Cashiers Check (one free with Premier checking) $5.00 per check
Stop Payment Fee $35.00 / request
Check Printing Fee Prices vary depending upon style
Wire Transfer Fee: Incoming/Outgoing (Domestic) $15.00 / transfer
Wire Transfer Fee: Incoming (Foreign) $25.00 / transfer
Wire Transfer Fee: Outgoing Foreign (Foreign Currency) $50.00 / transfer
Wire Transfer Fee: Outgoing Foreign (U.S. Dollars) $80.00 / transfer
Paper Statement Fee $3.00 / month
without Premier Checking
Paper Statement Fee FREE with Premier Checking, or if age is under 18 or 65 or older
Bill Pay Inactivity Fee $3.00 / month
if no bills paid within 3 months
Account Reconciliation Fee $25.00 / hour
$25.00 Minimum Charge
Account Research Fee $25.00 / hour
$25.00 Minimum Charge
Statement Copy Fee $3.00 / page
Account Activity Printout Fee $3.00 / page
Deposited Item Return Fee $15.00 / item
Check Copy/Photocopy Fee $3.00 / copy
Account Closure Fee $25.00
if account is closed within the first 6 months
SEG Group Payroll Check Cashing $5.00 each
Incorrect Address Fee $10.00 after 3 returned statements
Negative Balance Fee (after 30 days) $15.00
Legal Action Processing Fee $50.00 each
(Levy, Garnishment, etc.)
Account Forced Closure Fee $25.00
Verification of Deposit $30.00
Foreign & Other Collection Items $10.00
plus outside costs incurred
ATM/Debit Card Lost/Reissue Fee $5.00
Cash Advance on non-CFCU Credit Card 3% of advance
Gift Card Purchase $3.00 each
Coin Deposited (rolled or excessive loose) 5% of deposit
Escheatment Fee $50.00
Mortgage Payoff Request $30.00 each
Signature Guarantee $10.00 per request
Fee Type Amount
ATM Transaction Fee No charge for withdrawals at ATMs owned by the credit union and other affiliated networks; four (4) free per month at “foreign” ATMs for Premier, Two (2) per month for easyChecking; $2.00 for each ATM transaction thereafter.
ACH Overdraft Privilege Fee $35.00 / item
ATM/Debit Card Overdraft Privilege Fee $35.00 / item
ATM Balance Inquiry Fee $2.00 / item
ACH NSF Fee $35.00 / item
ATM/Debit Card NSF Fee $35.00 / item
Fee Type Amount
Annual Rental Size 3 x 5 / $25.00  ($12.50 with Premier Checking)
3 x 10 / $50.00  ($25.00 with Premier Checking)
5 x 10 / $60.00  ($30.00 with Premier Checking)
10 x 10 / $85.00 ($42.50 with Premier Checking)
Replacement Key Fee Per vendor cost
Drilling Fee Per Vendor cost
Fee Type Amount
Per value of one share $5.00
Share Savings Account Minimum $25.00

* The prospective rates and the fees appearing in this Schedule are currently in effect as indicated on this Truth-In-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the credit union at 615-385-6866.


Handy-Banking-Options-Go-Mobile-web-ad
Rates-Rewards-Real-Savings-web-ad
Auto-Loan