October 23rd, 2017

Archives


Work, Save to Learn Discipline

Chinese philosopher, Lao Tzu, once proclaimed, “The journey of a thousand miles begins with one step.” As a rising college freshman, I am preparing myself to take that first step. I will soon be leaving my hometown of Franklin, Tennessee behind to start the next chapter of my life in...


Scholarships, Work, Budget

While day-to-day frugality and personal economic planning is essential to a secure financial future for all, it is my firm belief that student loan debts are the biggest antagonist to most college graduates in our society today. Often, when students realize the grim reality of just how crippling debt can...


Seek ROTC Scholarship

I was taught at a young age the importance of financial responsibility. Throughout my life, I have observed the struggles associated with being practically enslaved by debt. My experience with debt and the strong warnings of my parents have influenced me to practice frugality in my budgeting and responsibility in...


Understand Wants vs. Needs

The most important thing you can do while in college to secure financial stability afterwards is to budget. There is a plethora of opportunities to overspend, especially when a plastic card handles your expenditures instead of cash. Students can depend on their credit cards, and having a the ‘college experience’...


Focus on College is Key

College, its become almost a sheer necessity for young adults in America if they wish to find for themselves in life the elusive “American Dream”. Do not misunderstand; its a noble undertaking, but in its entirety will be the greatest financial challenge of a lifetime,if not handled properly. A four...


Part-time Job to Provide Skills

Working thorough college, although difficult, can provide a college student with the skills necessary to survive and thrive in the work world. Budgeting, balancing a check book, discerning between needs and wants, and becoming frugal and responsible are all skills gained through working a part-time job through college. I plan...


Scholarships and Good Grades

As my senior year in high school comes to an end, I’m constantly thinking what my next steps are. I realize my journey to college means entering a new world, making me excited yet anxious. I also realize furthering my education can come with financial burdens, but with good grades,...


Have a Balanced Budget

One of the biggest obstacles facing college-bound teenagers today is the price tag. Many high school graduates believe that they can’t attend any post-secondary institution for fear of being crippled with debt. This can be true if students do not wisely manage their money throughout their time in college. There...


Manage Time Wisely

Something nearly every freshman struggles with during the first year of college is time management. Colleges now offer an overwhelming amount of programs and clubs that students are highly encouraged to join while balancing core classes and their personal lives. This drastic change from high school has many freshmen struggling...


Plan Your Own Personal Success

As a sophomore in high school, I thought I had figured it all out. I was going to go to NYU, and live in the city. There were two problems with my plans: NYU has a $60,000 price tag, and New York City living is expensive. Then I realized that...

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