Save more in order to spend less.
Typically when we think about reducing debt, we think about the best approach to paying off credit cards or finding ways to slow unnecessary spending. We often think of unnecessary spending as items like that expensive cup of coffee or those must-have shoes. But we can also find ways to save money on necessity items, like groceries (using coupons, doing better meal planning, etc.) and utilities. In fact, here are 10 great ways to reduce utility expenses.