October 23rd, 2017

Archives


2014 Cornerstone Scholarship Winners

Congratulations to the 2014 winner’s in the Cornerstone Financial Credit Union $25,000 Scholarship Program.  Public, private and home-schooled high school students in Davidson, Dickson, Montgomery, Rutherford, Sumner and Williamson Counties were eligible to apply for the $1000 scholarships.  The program also includes applications from any eligible Cornerstone Financial Credit Union...


Discipline is key.

Graduating college with as little financial debt as possible is ideal. Achieving this, however, is not a small feat. It requires a great deal of discipline and hard work, but it is obtainable. Students can indeed take action to insure their financial status after graduation. The first thing a student...


Create a realistic budget.

The most important thing I can do to ensure that I start off on the right foot financially is to create a realistic budget and stick to it.  Being aware of all of the costs associated with college is the first part. Since I began high school, I have been...


Minimize debt during college.

I believe that the most important thing I can do to get off on the right-foot financially after graduation is to graduate with the least amount of debt as possible. I plan to apply for as many scholarships as I can and to work part-time throughout college. It is imperative...


Smart spending is key.

The most important thing that a student can do while they are enrolled in college is to budget their money wisely, and to not splurge on items that they do not need. This would allow a student to have more money to use after they graduate so that they would...


Spend wisely.

While in college I believe that it is extremely important to spend your money wisely. Most people in college do not spend their money wisely. Since they are finally independent and can make their own choices, they do not always choose wisely. It is important to choose the dorms that...


Separate wants from needs.

With college expenses accumulating and newly discovered financial freedom, many college students find it difficult to adequately manage their money. According to the Consumer Finance Protection Bureau, there is roughly one trillion dollars in total outstanding student loan debt in the United States today. Unfortunately, students find balancing monthly loan...


A savings discipline is essential.

In order to ensure that I start off on the right foot financially after graduation, I must constantly remind myself that saving is the key ingredient in being financially stable. No matter how hard it may be to save part of a paycheck from a part-time job, or even little...


Quality education is an investment.

The impact of decisions made in college can either weigh a student down financially or position him/her for success before even entering the workforce. With the high cost of college, it is becoming more common for students to find themselves buried in debt. Therefore, one of the most important things...


Goal without plan is just a wish.

Benjamin Franklin wisely said, “By failing to prepare, you are preparing to fail,” and Antoine de Saint-Exupéry said, “A goal without a plan is just a wish.” These phrases hold true in many areas, especially finances and college. Having a financial plan before I step onto a college campus is...

Handy-Banking-Options-Go-Mobile-web-ad
Access-to-Over-30,000-ATMs-web-ad
Auto-Loan